Central States Recovery is a debt collection agency located in Hutchinson, KS. They specialize in collecting medical debts and health insurance debts.
They take over the outstanding debts from the original creditors at a low fee and then attempt to regain the entire debt with some extra charges attached to it. So the debtor has to pay an amount that is quite larger than the original debt owed.
While there are many laws in place to prevent harassment of debtors and to make the debt collection process a smooth affair, reality paints a different picture.
Verbal abuses, scare tactics, emotional harassment can all go over the limits and it is not uncommon to hear of harassed debtors ending their lives or attempting to do so.
There are only two ways of avoiding such trouble. First method is to avoid falling into the debt trap, and keep paying all your bills in time. This is actually easier said than done. Not all debtors keep defaulting on their payments on purpose; situations force them to do so. Second method is more practical. Seek professional help.
Professional help will be needed to undo all the damage created by these debt collection agencies on your financial reputation. By the time that these debt collection agencies are done with you, your credit scores will be dipping at base levels. That means credit suicide, as no future line of credit can be expected with such low credit scores.