Duvera Financial is a debt collection agency located in Carlsbad, CA. Being a debt collection agency it targets delinquent debtors and employs all kind of techniques to extract the money from them.
This company deals with clients who belong to various industries like health, fitness, technology, home improvement etc. So any unpaid bills that these clients have are collected by the Duvera Financial Company.
But the Duvera Financial transacts these deals at a price. The debtors have to pay extra charges in addition to the original debt owed by them, and these charges contribute towards the profit of the company.
While this arrangement is quite expedient for creditors or clients, the same cannot be said about debtors. Since the process involves extraction of unpaid debts, things obviously cannot be expected to be smooth and painless.
Charge offs by themselves are a blemish on your credit reports. In addition to these
charge offs, when debt collection agencies tag your credit reports with negative collection accounts, your credit score will certainly plummet down to base levels.
These poor credit scores will turn out to be a great hurdle when you try to get a new credit card, a mortgage or any other loan. That
is when you realize the actual depth of the damage inflicted by these debt collection agencies.
Many debtors have to face additional harassment by way of pestering phone calls, mails and threats made by these debt
collection agencies. Any law abiding citizen can get rattled by threats of impending lawsuits, and that is exactly what these debt collection agencies use to scare the debtors into paying up the money in the shortest possible time.
There are laws to prevent debtors from being harassed by debt collection agencies, but not many citizens are aware of ways to get their credit repaired. Instead of wasting precious time over hit and miss do it yourself credit repair methods, seek professional help to bail you out of this situation.
The Lexington Law Firm is a good company that has many years of credit repair experience. It has already helped over half a million debtors in getting negative collection accounts removed from their credit reports and consequently helped them to enjoy better credit scores.
Better credit scores mean better chances of getting future line of credit for any purpose that you may choose.